Cashback Features
✅ 2% Cashback on all retail spends at:
Grocery stores
Departmental stores
Utility bill payments
(Max cashback per statement cycle: ₹50)
✅ 1% Cashback on all other retail spends*
(Max cashback per statement cycle: ₹50)
❌ No cashback on the following:
Fuel transactions
Rent payments
Wallet reloads
Cash transactions
From 1st April 2024: Education, Government services & BBPS transactions
Railway Lounge Access
🚉 2 complimentary lounge visits per calendar quarter at select railway stations with AU Credit Card.
🧑🤝🧑 Add-on cardholders can also enjoy these benefits (shared within the total allowed visits).