✅ Features & Benefits

Reward Points on Every Spend

2 Reward Points per ₹100 on:

LIC premium payments

International transactions (foreign currency spends)

1 Reward Point per ₹100 on all other spends
(excluding fuel, wallet loads, and EMI conversions)

Rewards Redemption

Redeem points for e-vouchers, gift cards, and more

Deactivated Voucher Codes (Effective Immediately)

Some vouchers are no longer valid for LIC Cardholders:


Fuel Surcharge Waiver

1% fuel surcharge waiver at all fuel stations in India

Applicable on transactions ₹400–₹4000

Max monthly waiver: ₹400

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