Main Benefits: 5% cashback when you shop or use services on Amazon, Flipkart, Swiggy, Zomato, Uber, BookMyShow, Cult.fit, Myntra, Sony LIV, and Tata CLiQ 1% cashback on all other purchases ₹1,000 gift vouchers when you spend ₹1,00,000 or more in any 3-month period 10% extra discount on Swiggy Dineout – just use the code HDFCCARDS
Top Offers: Get a Rs. 500 Amazon gift card when you pay the joining fee of Rs. 499 + taxes Spend Rs. 1,00,000 in a year and get the next year’s annual fee waived Rewards: 5X reward points on online shopping 1 point for every Rs. 100 spent on other purchases Annual Fee (Renewal): Rs. 499 + taxes
Best For: Everyday lifestyle spending (shopping, dining, etc.) Top Features: 10X reward points if you spend more than Rs. 20,000 in a month No annual or renewal fee – it’s lifetime free Who Can Apply: People earning more than Rs. 3 lakhs per year